AEP 2022
Do I Really Need a Medicare Annual Review?
Summer is coming to an end in a few weeks and for Medicare beneficiaries they will greet fall with their "Annual Notice of Change" plan materials and being bombarded with mail from various different insurance carriers about 2022 plans. You may find yourself wondering things such as:
Do I really need to review my plan?
Is it worth the time and energy?
What's the worst thing that could happen if I don't do an annual Medicare review?
How do I even know what I'm supposed to be looking for?
What's worse? Reviewing my Medicare plan or getting a root canal? (I can promise you reviewing your Medicare plan with me is less painful than a root canal. 😉)
I'm going to give you some reasons why it's so important to sit down with a licensed agent specializing in Medicare on an annual basis to do a review and how this benefits you, the Medicare beneficiary!
If the last year has taught us anything it’s that a lot can change in a year! Your health may change, your prescription needs may change, your doctors may change, your financial situation may change, your location may change, and your wants, needs and priorities in what a Medicare plan offers may change.
Given all the different personal variables that can change in a calendar year, your current Medicare plan can also change. Your premium may change, your deductible could change, your max out-of-pocket could change, your network could change, benefits could change, different copayments and co-insurances for different services may change.
How do you really know how all of these plan changes interact with your personal changes without taking the time to sit and review them? 💥You probably won't and when you do know it'll be too late in most cases! 💥
You risk being enrolled in a plan that doesn't best suit your health needs, prescription drug needs and costs, and lifestyle without a Medicare annual review. A Medicare annual review allows you to set aside the time to sit down with someone and thoroughly review all of your current plan's changes, your personal changes and what new plans are available in your area for the next year.
This is your time to make sure you're enrolled in the best plan for you! Whether it's finding a plan that saves you money, offers more additional benefits or ensures you are able to see all of your same physicians, it's all taking time to make sure you're in the right plan for YOU.
Interested in learning more about scheduling a Medicare annual review for 2022? Email Jocelyn at jocelyn@evolveinsurancegrp.com or call 814.201.9708.
