Medicare Message

Losing Group or Employer Coverage?

Are you retiring soon or facing a situation where you are losing group/employer healthcare coverage? This may be the first time you are encountering the opportunity to select your own health coverage and you are wondering what to do next.  Are you asking yourself:

  • What factors do I need to consider in selecting a plan?

  • What's the difference between an HMO and PPO? But more importantly, what does that mean to me?

  • How do I ensure I can see all of my same physicians?

  • Does my plan travel with me?

  • How can I limit my out-of-pocket expenses? 

Trust me you're not alone with these types of questions! You will be eligible for a Special Enrollment Period, which allows you to enroll in Medicare Part B & D without having any late enrollment penalties and pick-up a secondary Medicare plan. You will just need to verify you had creditable coverage during that time with your employer. Take a moment to review your next steps and know that we're here to help with any questions you may have.

  •  Enroll in both Medicare Part A & Part B (if not already enrolled)

  • Coordinate loss of coverage or retirement in Medicare with group plan administrator to ensure no lapse in coverage or risk of late enrollment penalties 

  • Create a list of your current physicians, prescriptions, benefits you would like to have in a new plan 

  • Set an appointment with a licensed sales agent to research, evaluate, compare & enroll in a Medicare Advantage Plan or Medigap Plan + Prescription Drug Plan (Part D) that fits your needs, budget, and lifestyle

Looking for more assistance and guidance? I'm here to help!  I am a Blair County based independent licensed sales agent specializing in Medicare.  When working with me, we will review your individual information to find you the best coverage at the best price from the most competitive carriers.  Unlike the large carrier agents who can only show you plans from the carrier they represent, I can select the best plan for you from a variety of top insurance companies! I am located at 1409 11th Avenue partnered with Saleme Insurance Services.  Don't let Medicare overwhelm you! Give me a call and we'll talk about your needs!  814.707.3124

*Calling the number above will direct you to a licensed sales agent* 

Jocelyn Wolf